Posted Wednesday, November 24th, 2010

The Morris County Division on Aging, Disabilities and Veterans reminds all Medicare recipients to review their current coverage during the Medicare open enrollment period that runs until Dec. 31.

“There’s never been a better time to examine your Medicare coverage,” Theresa Davis, director of the division, said. “With the new health care law, there are new benefits available including lower prescription costs, wellness check-ups and additional preventive care services.”

Medicare recipients should review their coverage each fall, since new prescription drug and health plan coverage choices are offered every year, Davis said.

She noted, for example, that while Medicare offers prescription drug coverage to everyone with Medicare, individuals on a Medicare Part D plan should check to see what 2011 plan works best for them, since each plan can vary in cost and drugs covered.

To get Medicare prescription drug coverage, a person must join a plan run by an insurance company or other private company approved by Medicare, Davis said.

“Even if you don’t take a lot of prescriptions now, you should still consider joining a Medicare drug plan,” Davis said. “If you decide not to join a Medicare drug plan when you’re first eligible, and you don’t have other credible prescription drug coverage, you will likely pay a late enrollment penalty.”

During this open enrollment period, Davis advises those on Medicare to visit the Medicare Web site, for help evaluating their coverage choices.